Swarna Yojna
Invest for 11, get 12! The smartest way to buy your next gold piece.
| Month | Monthly Investment | Total Contribution | |
|---|---|---|---|
| You pay | 1 | 5000 | 5,000 |
| You pay | 2 | 5000 | 10,000 |
| You pay | 3 | 5000 | 15,000 |
| You pay | 4 | 5000 | 20,000 |
| You pay | 5 | 5000 | 25,000 |
| You pay | 6 | 5000 | 30,000 |
| You pay | 7 | 5000 | 35,000 |
| You pay | 8 | 5000 | 40,000 |
| You pay | 9 | 5000 | 45,000 |
| You pay | 10 | 5000 | 50,000 |
| You pay | 11 | 5000 | 55,000 |
| 12 | 5000 | 55,000 + 5000 |
Let's say you invest Rs. 5000/- per month. After 12th month, you are eligible to get a Jewellery of your choice worth Rs. 60,000/- Even though you paid only Rs. 55,000/- (T & C applied)*
The Art of Accumulation: A Legacy Unfolds
Curate Your Collection with Intent
True elegance is rarely a matter of impulse; it is the result of a vision. We invite you to experience our Signature 11+1 Bespoke Acquisition Plan—a sophisticated approach to building your personal jewellery heritage.
The Privilege of Partnership
As a participant in this exclusive circle, you commit to a monthly investment (at least Rs. 500/- per month) of your choosing for eleven months. Upon the twelfth month, as a gesture of our appreciation for your continued patronage, the House will contribute the final installment on your behalf.
A Celebration of Continuity
Whether you are anticipating a significant anniversary, a milestone birthday, or simply the expansion of your private vault, this program ensures that at the end of your annual journey, a piece of extraordinary craftsmanship is waiting for you—valued at the full twelve-month maturity.
The Benefits of the Circle:
- Complimentary Final Installment: A 12th-month contribution provided by the House.
- Price Protection: Secure the value of your future acquisition today.
- Private Preview Access: Priority viewing of new high-jewellery collections as your plan nears maturity.
Swarna Sanchay
Invest Monthly. Book Gold. Get special reward.
| Month | Monthly Investment |
Total Invested |
Present Gold Prices |
Profit |
|---|---|---|---|---|
| 1 | 12000 | 12000 | 12960 | 960 |
| 3 | 12000 | 36000 | 38880 | 2880 |
| 6 | 12000 | 12000 | 12960 | 5760 |
| 9 | 12000 | 12000 | 12960 | 8640 |
| 12 | 12000 | 144000 | 155520 | 11520 |
(T & C applied)*
The example shown above depicts: How You Benefit from Swarna Sanchay
Assume:Monthly investment: Rs. 12,000
If after a month, the gold prices increased by 8% then, Value of investment after a month will be: Rs. 12,000 + Rs. 960 = Rs. 12,960
In 3 months Total Investment will be: Rs. 36,000
If gold prices increased by 8% in 3 months then,
Value after 3 months will be: Rs. 36,000 + Rs. 2,880= Rs. 38,880
If gold prices increased by 8% in 6 months then,
Value after 6 months will be: Rs. 72,000 + Rs. 5,760= Rs. 77,760
If gold prices increased by 8% in 9 months then,
Value after 9 months will be: Rs. 1,08,000 + Rs. 8,640: Rs. 1,16,640
If gold prices increased by 8% in 12 months then,
Value after 12 months will be: Rs. 1,44,000 + Rs. 11,520: Rs. 1,55,520
Hence, Duration: 12 months
Total investment: Rs. 1,44,000
Present value: Rs. 1,55,520
Profit: Rs 11,520 (Example based on 8% gold price appreciation. Actual results depend on market rates.)
Swarna Sanchay – Your Smart Way to Build Gold Wealth
Gold has always symbolized prosperity, security, and timeless value. With Swarna Sanchay, you can now transform your monthly savings into guaranteed gold ownership—while enjoying exclusive benefits and special privileges.
This unique gold savings plan allows you to invest systematically every month and secure your gold at the current market rate, protecting you from future price increases. As a valued Swarna Sanchay member, you will also receive a Special Gold Booking Card, unlocking priority benefits and exclusive offers.
How Swarna Sanchay Works
With Swarna Sanchay, you simply:- Start with at least ₹500 each month. While you can make as many additional deposits as you like, you must contribute at least once every calendar month.
- Simply choose your investment horizon—such as 1, 2, or 5 years—and continue investing for that full duration.
- Book gold at today’s rate at the time of enrollment or during the scheme
- Receive a Special Gold Booking Card as a privilege benefit
- Redeem your accumulated value to purchase gold jewellery or coins
Exclusive Advantages of Swarna Sanchay
-
Protection Against Gold Price Increase
Book gold at today's rate and avoid paying higher prices in the future. -
Disciplined Monthly Savings
Convert small monthly investments into a valuable gold asset. -
Special Gold Booking Card
Enjoy priority booking, exclusive service, and special privileges. -
Flexible Redemption
Redeem your accumulated value against jewellery, coins, or gold bars. -
Wealth Creation Through Appreciation
Benefit from natural gold price appreciation over time.